My home old HDTV some channel cannot function properly, so I need to change a new ones. The bad thing is I don’t have so much money to buy now. I was thinking to use credit card to buy Samsung HDTV and pay by installment for 18 months with zero interest. I think I can affordable to pay the low monthly installment rather than pay lump sum of money by now. I can get new Samsung HDTV later.