I had bought health insurance few years ago. As I know every year I need to renew my health insurance and premium will be burn every year. I no get any benefit from this insurance. So now I plan to put my money in Health Savings Account which can save my money and simplify my medical needs. If through the years, I don’t use all the money in my health savings account then withdraw it or I can leave it to meet retirement costs. At least I can see some return of this Health Savings Account.