I felt difficulties when I want claim back money from my friend. Actually she is my business partner since three years ago. We will share the income equally after get money from customer. She not paid me sharing of income since last year because she needs that money to cover her expenses. This means she owing me. Until today she still no refund back that outstanding amount to me. May be I’m too good and no keep asking her refund back, so she can delay to pay me. Sometime she pay back me some amount by exchange the direct selling products. Honestly, that product really not suitable for me. I hope she can refund me as soon as possible. If no, I’ll charge her interest. Hehe.